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Disaster Inventory
Disaster Inventory

Your annual preparedness check

The smoke-detector check for everything inside.

You test your smoke detectors once a year, not because you expect a fire but because doing it today means you’re ready. Documenting what you own is the same habit. When your renewal notice arrives, that’s your reminder: walk each room with your phone, and we’ll take it from there, building the photographed, dated record so it already exists if you ever need it.

Get a head startSee how it works

The 20-second check

How ready are you, honestly?

  1. 1. Do you have a current, itemized list of what you own, with photos?
  2. 2. Is it stored somewhere safe, off your phone, where you could reach it if your home were gone?
  3. 3. Was it updated in the last year?

Why it matters

Most of us mean to.
Few of us have.

47%
of homeowners say they’ve made an inventory of what they own.
Source: Insurance Information Institute & Munich Re, 2023 (opens in a new tab)
27
U.S. billion-dollar weather and climate disasters struck in 2024.
Source: NOAA NCEI, 2024 (opens in a new tab)
$11B
in losses went uncovered by insurance in the 2018 Camp Fire.
Source: California Department of Insurance, 2019 (opens in a new tab)
16,000+
structures destroyed in the January 2025 Los Angeles fires, with $28–35 billion in insured losses.
Source: Verisk, 2025 (opens in a new tab)

“Trying to account for every single thing that’s in the house is kind of impossible.”

What a claim actually asks for

At claim time, insurers ask for an itemized record: each item’s description, age, cost, and condition.

Source: Allstate, 2024 (opens in a new tab)

Loss figures are the cited sources’ own estimates and use differing methods; they are not directly comparable.

No spreadsheet. No trying to remember years later. Just a short video, once a year, turned into a documented record you can hand over.

See how it works

Film it while it’s all still there.

Record a video of each room. We’ll help you turn it into proof.

Get a head start

A one-time purchase when we open. The inventory you export is yours to keep.